Moneyview Limited is a technology-driven digital financial services platform offering multiple financial products through its mobile application, with personal loans as its flagship offering.
The company operates a two-sided digital network connecting users with banks, NBFCs, insurers and other financial institutions, supported by real-time APIs and in-house technology. As of June 30, 2026, it had 140.28 million Registered Users and 48 Financial Partners.
Product Offerings:
- Personal Loans – The Flagship Product
- Earned Wage Access
- Home Loans & Loans Against Property
- Credit Cards
- Digital Gold
- Fixed Deposit Marketplace
- General & Auto Insurance
- UPI & Bill Payments
Personal loans, launched in Fiscal 2017, target Middle India, with fully digital loans of up to ₹10 lakh and tenures of up to 60 months. The company uses AI/ML-based risk models and traditional and alternative data to assess users and personalize loan offerings.
Moneyview follows a technology and AI-led model, with over 50% of its workforce engaged in technology and data roles as of June 30, 2026.
The company follows a capital-efficient model with 48 Financial Partners. For personal loans, it acts as an LSP, partnering with 22 regulated entities and reporting Managed AUM of ₹22,520.17 crore as of June 30, 2026.
As of June 30, 2026, the company had a total workforce of 1,933 personnel, comprising 798 permanent employees and 1,135 contract employees.
Moneyview IPO – Details
| IPO Opening Date | 24 September 2026 |
| IPO Closing Date | 28 September 2026 |
| Issue Type | Book Built Issue IPO |
| Issue Size | Total Issue Size: 32,10,82,435 Shares Worth ₹1,091.68 Crore Fresh Issue: 22,05,88,235 Shares Worth ₹750.00 Crore Offer For Sale: 10,04,94,200 Shares Worth ₹341.68 Crore |
| Face Value | ₹1 per equity share |
| IPO Price | ₹32 – ₹34 per share |
| Market Lot | 441 Shares |
| Min Order | 441 Shares [1 Lot] |
| Listing At | BSE, NSE |
| Register | MUFG Intime India Pvt. Ltd. |
| QIB Shares Offered | 50% |
| NII (HNI) Shares Offered | 15% |
| Retail Shares Offered | 35% |
Moneyview IPO – Date Schedule
| IPO Open Date | 24 September 2026 |
| IPO Close Date | 28 September 2026 |
| Basis of Allotment | 29 September 2026 |
| Initiation of Refund | 30 September 2026 |
| Credit of Shares to Demat Account | 30 September 2026 |
| IPO Listing Date | 01 October 2026 |
| Cut-off time for UPI mandate confirmation | 5 PM on September 28, 2026 |
Moneyview IPO – Lots Size & Price
| Application | Lots | Shares | Amount |
|---|---|---|---|
| Retail (Min) | 1 | 441 | ₹14,994 |
| Retail (Max) | 13 | 5,733 | ₹1,94,922 |
| S-HNI (Min) | 14 | 6,174 | ₹2,09,916 |
| S-HNI (Max) | 66 | 29,106 | ₹9,89,604 |
| B-HNI (Min) | 67 | 29,547 | ₹10,04,598 |
Competitive Strength
- Large, growing and sticky user base with a flywheel effect for growth.
- Self reinforcing growth engine.
- Data-driven approach for user segmentation and risk assessment.
- Technological and AI capabilities enabling scalable and efficient growth.
- Capital-light model with a diversified network of capital partners.
- Experienced management team with a track record of building and managing successful businesses.
Company Promoters
- Puneet Agarwal
- Sanjay Aggarwal
- Sushma Abburi
Company Financials
| Particulars | Total Revenue | Total Expense | Profit After Tax | Total Borrowing |
|---|---|---|---|---|
| 31 March 2024 | ₹1,389.24 Cr | ₹1,190.94 Cr | ₹171.15 Cr | ₹1,708.92 Cr |
| 31 March 2025 | ₹2,378.53 Cr | ₹2,059.32 Cr | ₹240.28 Cr | ₹3,413.37 Cr |
| 31 March 2026 | ₹3,404.27 Cr | ₹2,870.27 Cr | ₹242.71 Cr | ₹5,157.04 Cr |
| 30 June 2026 | ₹1,065.09 Cr | ₹832.34 Cr | ₹173.80 Cr | ₹5,484.76 Cr |
Key Performance Indicator
| KPI | Values (June 30, 2026) |
|---|---|
| ROE | 29.93% |
| Debt/Equity | 3.35 |
| RoNW | 7.19% |
| NAV | 15.73 |
| Pre IPO | Post IPO | |
| EPS (₹) | 1.60 | 1.57 |
| P/E (x) | – | – |
Object Of The Issue
| Objects of the Issue | Expected Amount (₹ in crores) |
|---|---|
| Investment to drive growth in loan disbursals under default loss guarantee (DLG) arrangements. | ₹325.00 |
| Investment in WFPL, the Material Subsidiary, for the purpose of augmenting its capital base. | ₹250.00 |
| General Corporate Purposes. |
Moneyview IPO Peer Comparison
| S. No. | Face Value (₹) | Company Name | P/E Ratio |
|---|---|---|---|
| 1 | 1 | OnEMI Technology Solutions Limited | 16.62 |
| 2 | 2 | PB Fintech Limited | 120.33 |
| 3 | 1 | One97 Communications Limited | 213.45 |
| 4 | 1 | Bajaj Finance Limited | 33.66 |
| 5 | 10 | SBI Cards and Payment Services Limited | 27.98 |
✅Strengths
- Strong User Base with 140.28 million Registered Users.
- Diversified Products across loans, insurance, investments and payments.
- Technology-Driven Model with strong AI/ML capabilities.
- Wide Partner Network with 48 Financial Partners.
- Improving Portfolio Quality with declining annualised losses.
⚠️Risks
- Partner Dependence on Financial Partners for revenue.
- Credit Risk from its growing loan portfolio.
- Regulatory Risk from changing financial regulations.
- Technology Risk including system failures and cybersecurity.
- Reputation Risk from customer complaints and service issues.
Moneyview IPO Promoter Holding
| Pre Issue Share Holding | 23.96% |
| Post Issue Share Holding | 20.33% |
Moneyview IPO Prospectus
Company Contact Information
| Moneyview Ltd. 17/1, 1st and 2nd Floor, The Address Building, Outer Ring Road, Marathahalli, Kadubeesanahalli, Bangalore Urban, Karnataka, 560103 Phone: 80 6765 0903 Email: investor.relations@moneyview.in Website: https://moneyview.in/ |
Moneyview IPO Registrar
| MUFG Intime India Pvt. Ltd. Phone: 022-49186000 Email: moneyview.ipo@in.mpms.mufg.com Website: https://in.mpms.mufg.com/Initial_Offer/public-issues.html |
Moneyview IPO Lead Manager(s)
| 1. Axis Capital Limited 2. IIFL Capital Services Limited 3. BofA Securities India Limited 4. Kotak Mahindra Capital Company Limited |
Moneyview IPO FAQs
| What is the Moneyview IPO? Moneyview IPO is a main-board IPO. The issue is priced at ₹32 to ₹34 per equity share. The IPO is to be listed on the BSE & NSE. |
| When will the Moneyview IPO open? The IPO is to open on 24 September 2026 for QIB, NII, and Retail Investors. |
| What is Moneyview IPO Investors Portion? The investors’ portion for QIB – 50%, NII – 15%, and Retail – 35%. |
| What is the Moneyview IPO Size? Moneyview IPO size is ₹1,091.68 Crore. |
| What are the Moneyview IPO Minimum and maximum lot sizes for Retail? The minimum bid is 441 Shares with ₹14,994, while the maximum bid is 5733 Shares with ₹1,94,922. |
| What is the Moneyview IPO Allotment Date? Moneyview IPO allotment date is 29 September 2026. |
| What is the Moneyview IPO Listing Date? Moneyview IPO listing date is 01 October 2026. The IPO is to be listed on the BSE and the NSE. |
